Comparison
SPLit vs Splitwise
Expense tracking meets instant settlement
Splitwise is the gold standard for expense tracking, but it stops at IOUs. SPLit picks up where Splitwise leaves off by combining smart expense splitting with on-chain settlements.
SPLit wins 4Splitwise wins 2Tied 2
Feature
SPLit
Splitwise
Expense Tracking
Full group expense tracking
Industry-leading expense tracking
Actual Settlement
One-tap on-chain settlement
No built-in payments (links to PayPal/Venmo)
Settlement Speed
< 400ms
N/A (manual external transfer)
Transaction Fees
$0.001 per settlement
Free tracking, external payment fees apply
Debt Simplification
Greedy optimization algorithm
Advanced simplification algorithm
Split Types
Equal splits (v1), custom coming
Equal, exact, percentage, shares
Offline Support
Coming soon
Full offline support
Self-Custody
Non-custodial, wallet-based
N/A (no payments)
The Verdict
Splitwise is great at tracking who owes what. SPLit does that AND settles the debt instantly on Solana. If you're tired of 'I'll Venmo you later,' SPLit closes the loop.
Ready to switch?
Start splitting expenses on Solana in under 60 seconds.